Group Critical Illness Insurance
News of a critical illness can be devastating to your plan members. You can offer them financial support during a difficult time, with our Group Critical Illness Insurance plan. Table Start
Solutions That Fit Your Needs
- Allows a critically ill individual to focus on recovery rather than worry about finances
- Benefit payment can be used towards anything the plan member chooses
- Available to plan members and dependants
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How it works
When a claim is approved for someone who has been diagnosed with a covered illness, he or she is paid a lump sum. The money may be used however the person chooses, such as for private nursing or medical care, modifications to a home or childcare costs, allowing the person to focus on recovery and managing the illness.
You can offer Group Critical Illness Insurance to plan members and their dependants as a core benefit, with an option to purchase additional coverage for themselves and their spouse. Benefits can be structured as either a flat amount or a multiple of the plan member’s salary.
Covered illnesses
The standard plan covers these common major illnesses:
- Heart attack
- Stroke
- Coronary artery bypass surgery
- Cancer*
The enhanced plan covers the illnesses above, plus:
- Alzheimer’s disease
- Aortic surgery
- Benign brain tumour
- Blindness
- Coma
- Deafness
- Heart valve replacement
- Kidney failure
- Loss of independent existence
- Loss of limbs
- Loss of speech
- Major organ transplants
- Motor neuron disease
- Multiple Sclerosis
- Occupational HIV
- Paralysis
- Parkinson’s disease
- Severe burns
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