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How Much Disability Insurance do You Need?
If a disability struck tomorrow, how much would you need to get by? When you add up the facts, do you need additional disability insurance protection?
Disability Needs
Monthly Expenses:
Mortgage or rent $ 
Food $ 
Utilities - electricity, heat, water, etc. $ 
Telephone, internet, etc. $ 
Loans & credit cards $ 
Auto expenses $ 
Insurance premium $ 
Clothing $ 
RRSPs $ 
Other $ 
Total monthly expenses $  Calculate 1
Current Monthly Coverage:
Individual $ 
Group $ 
Association $ 
Total monthly coverage $ 
Calculate 2
Monthly Shortfall $ 
Calculate 3
Clear

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