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Individual Products

Disability Insurance

We offer a wide range of disability insurance coverage designed to meet a variety of personal and business needs. With 65 years’ experience in the disability insurance market, we are a leading provider of disability insurance for Canadians.

Solutions That Fit Your Needs

Your financial security advisor can help tailor a disability insurance plan to meet your needs. Learn more

We provide disability coverage that’s designed to help address your needs and protect your ability to earn an income—something that could be jeopardized the second a disability strikes.

Accidents and illnesses are facts of life. They could happen to anyone at any time. Did you know that:

  • 1 in 3 people, on average, will be disabled for 90 days or longer at least once before age 65.
  • The average length of a disability that lasts over 90 days is 2.9 years.

Personal Products

We offer several disability insurance plans for individuals. Whether you are a professional, business owner or employee, your financial security advisor can tailor a plan to meet your needs. Each of these plans includes standard features and optional benefits.

Our disability needs calculator can help you see how much money you may need to meet your expenses if you’re disabled and can’t work.

Business Products

As a business owner, you want to protect both your independence and profitability. We offer several types of insurance for business owners to reimburse certain business expenses, help facilitate a buy-sell agreement or help hire a replacement for a disabled employee. Each of these plans includes standard features and optional benefits.

Our business expense calculator can help you determine your business expenses.

Source: CIA 86-92 Aggregate Table & 1985 Commissioner’s Disability Table A (Experience Table)

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