Information for Quebec Residents

Prescription drug coverage in Quebec

If you live in Quebec, you are required to have drug coverage through a group benefits plan or the Quebec provincial plan, the Régie de l’assurance maladie du Québec (RAMQ). When covered for drugs under RAMQ, you will still have to pay a monthly deductible plus a coinsurance charge out of your own pocket, subject to a calendar year maximum established by RAMQ, and subject to change from time to time.

If you choose Scale 1, 2, 3, or the Guaranteed Acceptance Plan (GAP), Sonata Health tops up your RAMQ coverage by paying 70 to 90%, depending on the plan, of your out-of-pocket expenses (including the RAMQ monthly deductible and coinsurance) for drugs covered by RAMQ. It also pays 70 to 90% of the cost of some drugs that are not covered by RAMQ but are covered by Sonata Health, subject to the per prescription dispensing fee and calendar year maximums under Sonata Health.

To receive benefits under RAMQ after you cease to be employed or no longer have access to a group plan, you must immediately register with the Régie by calling or visiting one of their offices. For more information about RAMQ coverage, visit the RAMQ website.