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Premium Quotes

The online calculator will ask you questions about your age, family members and province. It will also ask you which PlanDirect plan and which optional benefits you would like to apply for.

Your premium may be subject to adjustment based on your medical history or that of a family member. It is also subject to change annually, upon renewal of your plan.

Before getting your quote, go over the information on plan designs and optional benefits. Be sure to consider not only your daily health and dental requirements, but also any unexpected medical needs in the future.

Important: If you have group benefits plan coverage that you are losing because you are retiring or leaving your job, you may qualify for automatic acceptance for a PlanDirect plan, without providing medical evidence, on a guaranteed rate basis.

For information about determining what your guaranteed rates would be, go to PlanDirect guaranteed acceptance instead of using the rate calculator.

Calculate your premium now.

Helpful hints for calculating and printing your quote

Make sure you've provided all the required information. You may be prompted to complete a missing selection before your quote can be calculated.

  1. Complete the required information.
  2. Click Calculate Premiums. Your premium will be calculated and displayed at the top of the page.
  3. Review and print your coverage selections and their associated monthly premiums.

Any changes to the information you've provided can affect the cost of your coverage. If you've changed a selection, your previous calculation will be invalid.

To recalculate your premium:

  1. Click Calculate Premiums again to recalculate or compare your premium. Your changes will be recalculated and displayed. Before you print your quote page, you might need to refresh the premium calculation.
  2. Click Calculate Premiums again or your browser's Refresh or Reload button.

If you’re still experiencing difficulties calculating your premium or printing your quote pages, contact us.

Contact Us

Contact us to find a financial security advisor near you.

Coverage at a Glance

To help determine which PlanDirect plan best fits your needs, compare the features of each plan.

Already a Client

Go to our Client Services section for contacts and forms.


Get a Quote

Calculate how much a PlanDirect plan will cost you.


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