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Individual Products

Basic Plan

The PlanDirect Basic Plan covers your basic healthcare needs, plus prescription drugs. It provides coverage for the following benefits and benefit levels:

  • Hospital accommodation – 100% reimbursement to a maximum of $225 a day up to 90 days each calendar year for a semi-private room
  • Prescription drugs
  • Basic – 90% to a maximum of $1,000 in each calendar year, and you submit your drug expenses using paper claim forms
  • Basic with Drug Card – 80% to a maximum of $1,000 in each calendar year, and includes a Pay-Direct Drug Card that eliminates submitting paper claims for your convenience
  • Ambulance service – 100%
  • In-home nursing care – 90% up to $3,500 every 36 months
  • Medical supplies – 90% up to maximums in your policy
  • Dental accident treatment – 90%
  • Paramedical services – 90% up to maximums in your policy
  • Visioncare – 1 eye exam to a maximum of $50 every 24 months
  • Overall annual maximum – $30,000 per person each calendar year

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Coverage at a Glance

To help determine which PlanDirect plan best fits your needs, compare the features of each plan.

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