Comprehensive Plan

The PlanDirect Comprehensive Plan—our most popular plan—offers a wide range of healthcare benefits, including dentalcare coverage and prescription drugs. It provides coverage for the following benefits and benefit levels:

• Hospital accommodation – 100% reimbursement to a maximum of $225 a day up to 90 days each calendar year for a semi-private room
• Prescription drugs

• Comprehensive – 100% to a maximum of $1,200 a calendar year, and you submit your drug expenses using paper claim forms.
• Comprehensive with Drug Card – 90% to a maximum of $1,200 in each calendar year, and includes a Pay-Direct Drug Card that eliminates submitting paper claims for your convenience

• Ambulance service – 100%
• In-home nursing care – 100% up to $3,500 every 36 months
• Medical supplies – 100% up to maximums in your policy
• Paramedical services – 100% up to maximums in your policy
• Visioncare – 100% up to $200 every 24 months and 1 eye exam every 24 months
• Hearing aids – 100% up to $500 per person every 5 years
• Routine dental services and supplies – 80% up to $1,000 each calendar year
• Dental accident treatment – 100%
• Overall annual maximum – $50,000 per person each calendar year

Find out more

• Read the detailed coverage information
• Use our comparison chart to compare all plans
• PlanDirect also features several included services as part of each plan