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Premier Plan

The PlanDirect Premier Plan offers higher coverage levels for healthcare, plus prescription drugs and major dental coverage. To apply for the Premier Plan, you must have had similar previous coverage. It provides coverage for the following benefits and benefit levels:

  • Hospital accommodation – 100% reimbursement to a maximum of $250 a day for a private room
  • Prescription drugs – 90% to a maximum of $1,750 each calendar year, plus a Pay-Direct Drug Card
  • Ambulance service – 100%
  • In-home nursing care – 90% up to $1,500 every 12 months
  • Medical supplies – 90% up to maximums in your policy
  • Paramedical services – 90% up to maximums in your policy
  • Visioncare – 90% up to $275 every 24 months and 1 eye exam every 24 months
  • Hearing aids – 90% up to $800 per person every 5 years
  • Dental – Routine Services and Supplies – Diagnostic, preventative, minor restorative, denture maintenance and oral surgery: 85%; Endodondic and periodontal: 50%; Major restorative: 50% up to $750 each calendar year.
  • Dental accident treatment – 90%
  • Overall annual maximum – $50,000 per person each calendar year

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Coverage at a Glance

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