Plan Designs

We know it’s important to you to have protection against unexpected health and dental expenses. But we also understand that your needs are unique. That’s why we offer a selection of PlanDirect plan designs for you to choose from.

You can also enhance your coverage with our optional benefits.

Find the PlanDirect plan that suits your needs.

Value Plan

• Covers your essential healthcare needs, excluding prescription drugs

Basic Plan

• Covers your basic healthcare needs
• Includes coverage for prescription drugs with optional
  Pay-Direct Drug Card

Advantage Plan

• Offers extended healthcare coverage, excluding prescription drugs
• Includes dentalcare coverage

Comprehensive Plan

• Offers a wide range of benefits
• Includes prescription drugs and dental coverage, with optional Pay-Direct Drug Card
• Our most popular plan

Premier Plan

• Offers higher coverage levels
• Includes prescription drugs with Pay-Direct Drug Card and major dentalcare coverage
• Available if you had similar previous coverage

To compare the coverage offered under each PlanDirect plan, use our Coverage at a Glance chart.