Having the right life insurance protection can make a big difference in your life and the lives of those close to you. A proper financial security plan that includes life insurance can mean the difference between leaving your estate financially secure and leaving behind debts and an inadequate income.
Solutions That Fit Your Needs
Not sure which kind of life insurance is right for you? Your financial security advisor can help you determine which life insurance is best for you, based on your short-term and long-term needs and preferences for flexibility and risk. Learn moreTE
Term life insurance provides the most coverage for the lowest initial cost.
Permanent life insurance protects you for your lifetime by building savings that you can draw on later and providing a death benefit.
Participating Life Insurance
Participating life insurance—also called whole life insurance—policies provide permanent life insurance protection with a tax-advantaged investment component. In addition, there is potential for earning policyowner dividends. Participating insurance doesn’t require hands-on management by the policyowner. Instead, we manage the assets backing the cash value and the death benefit.
Universal Life Insurance
Universal life insurance provides a traditional life insurance component with a tax-advantaged investment component. You select an investment mix that is as individual as you are—taking into account your financial goals and circumstances and the amount of investment risk you’re comfortable with. This type of policy is attractive for people who want to actively manage their life insurance policy.