Solutions That Fit Your Needs

Your financial security and investment representative can help you choose the investment products and services that fit your needs and lifestyle. Using our Discovery asset-allocation process, your financial security and investment representative can determine your investment profile and tailor a plan based on your comfort with risk and timeframe to help you achieve your goals.

Are you saving for a comfortable retirement?

• Our segregated fund policies and mutual funds provide professional investment management and diversification.
• Registered retirement savings plans (RRSPs) offer a tax-effective way to save for a comfortable retirement.
• To help you reach your retirement goals, earn investment income tax-free in a tax-free savings account (TFSA).
• A Solutions Banking RRSP loan can help you catch up on any unused RRSP contribution room and keep your retirement plan on track.
• If you’ve maxed out your RRSPs and are comfortable with risk, consider the Solutions Banking investment loan to increase the growth potential of your non-registered investments.
• We now offer Fusion, an innovative and flexible investment program with potential tax advantages available only through Quadrus Investment Services Ltd., our preferred mutual fund dealer.
• Great-West Life Managed Money Programs include several segregated fund options, with flexible fees and tax advantages.

Are you starting to think about your income during retirement?

If you are retired, or getting ready to retire, you may wonder how to take income from your savings. Your financial security advisor can help determine the right mix of investments to help meet your income needs. Your recommended mix may include a combination of these options:

• Great-West Life segregated fund policies with the lifetime income benefit option provides all the benefits of segregated fund polices as well as guaranteed income for life.
• Looking for the benefits of guaranteed returns without market fluctuation, you may wish to consider guaranteed interest options (GIOs).
• Payout annuities can also provide guaranteed income for a specific term or for a lifetime while avoiding market risks.

Are you saving to purchase a home?

• Purchasing a home may be the biggest investment you ever make. Your financial security and investment representative can help you select the right mortgage to suit your needs.
• The Solutions Banking Preferred Savings Account offers a premium interest rate that makes your savings earn more.
• Saving money for a down payment? Earn investment income tax-free in a tax-free savings account (TFSA).
• Or you could use a Quadrus Investment Services Ltd. money market mutual fund or the Great-West Life money market segregated fund investment option to meet your short-term savings needs.

Are you saving for your children’s education?

• We offer mutual fund registered education savings plans (RESPs) to help you save for your children’s education.

Are you managing a business?

• Along with capital guarantees, segregated fund policies offer potential creditor protection.
• The Solutions Banking Cash Surrender Value (CSV) line of credit lets you borrow against the cash surrender value of your permanent or universal life insurance policy to supplement your retirement income or take advantage of business opportunities.
• The Quadrus charitable giving program can help focus your company’s philanthropic activities and build a lasting legacy in your community.

Are you looking for ways to make charitable giving part of your financial security plan?

• The Quadrus charitable giving program can help you build your philanthropic legacy without the administrative responsibilities and costs associated with a private foundation.