How will it benefit me?

Effective coverage for less

It’s less expensive than permanent life insurance, so you can afford to buy more coverage. Premium payments are locked in and won’t change during the initial 10- or 20-year term.

Protect your family

Avoid leaving your family with large financial obligations. If you die, your family will receive a tax-free cash payment.

Upgrade when you’re ready

Permanent lifelong insurance may not be in your budget today. Term insurance is a great short-term alternative that allows you to have the protection you need now with the ability to transition to permanent lifelong insurance when the time is right for you.

Tailored to your needs

You choose the length of your coverage so that it fits your financial goals and situation. Customize your policy with help from a financial security advisor.