Newfoundland and Labrador provincial health plan fact sheet

Your Newfoundland and Labrador Medical Care Plan and Newfoundland and Labrador Hospital Plan provide:

Prescription drugs

  • Coverage for lower income residents ages 65 or older who are receiving the Federal Guaranteed Income Supplement and registered with Old Age Security 
  • Coverage for eligible prescription medications for individuals and families with low incomes. The amount of coverage is determined by net income level and family status
  • Coverage for families and individuals with high cost drugs – co-payment is based on annual income
Annual income Rate
$0 - $40,000 5%
$40,000 - $75,000 7.5%
$75,000 - $150,000 10%
  • 100% coverage for disease-specific medications and supplies for residents with cystic fibrosis and growth hormone deficiency.
  • The Newfoundland and Labrador Prescription Drug Program pays the ingredient cost of approved prescription drugs


  • No coverage for ambulance services or other transportation

Dental benefits


There are several Dental Health Plans available to residents of Newfoundland and Labrador for different age populations. Below is a summary of the plans available.

  • Children’s Dental Health Program, 0 – 12 years
  • Income Support Program, Youth 13 – 17 years
  • Low Income (Access) Program, Youth 13 – 17 years
  • Adult Dental Program, 18+ years
  • Surgical Dental Program

For more information, visit: a new website in a new window


Vision care

  • No coverage


  • Accommodation and meals at the standard ward rate
  • Private and semi-private room charges are covered if provided for medical reasons or if standard accommodation is not available


  • No coverage for chiropractor, podiatrist, physiotherapist, massage therapist, osteopath or naturopath services.
  • Coverage for rehabilitative services (e.g. physiotherapy, occupational therapy and audiology), under the Hospital Plan if provided by a hospital 

Hearing aids

  • No coverage

Nursing benefits and home care

  • Some coverage for regionalized continuing care/home support programs. Coverage is based on the assessed need of the resident

Medical supplies

  • No coverage for appliances used outside a hospital

Accidental death and dismemberment

  • No coverage.

Out of country

  • Coverage of in-patient services to a maximum of $350 per day in a community or regional hospital, or to a maximum of $465 per day in a tertiary or specialized hospital
  • Coverage of out-patient services to a maximum of $62 per day

These highlights from the Newfoundland and Labrador Medical Care Plan and Newfoundland and Labrador Hospital Insurance Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact: 

The Newfoundland and Labrador Medical Care Plan

45 Major’s Path

St. John’s, NF A1A 4Z9

Phone: 709-758-1600

Toll Free: 866-449–4459

Newfoundland & LabradorOpens a new website in a new window


Updated: August 2019