Ontario provincial health plan fact sheet

Your Ontario Health Insurance Plan provides:

Prescription drugs

  • Coverage under the Ontario Drug Benefit Plan Program for seniors aged 65 and older and Social Assistance recipients only. Covers drugs listed on the Ontario drug formulary. Seniors must pay the first $100 in prescription costs. Once this has been satisfied, seniors must pay the first $6.11 for each prescription. 
  • Effective August 1, 2013 an annual quantity limit for blood glucose test strips has been implemented based on the diabetes treatment the patient is receiving. 
Treatment category




Patients managing diabetes with insulin 3,000
Patients managing diabetes with anti-diabetes medication with high risk of causing hypoglycemia 400
Patients managing diabetes using anti-diabetes medication with low risk of causing hypoglycemia 200
Patients managing diabetes through diet/lifestyle therapy only (no insulin or anti-diabetes medications) 200
  • Catastrophic coverage under the Trillium Drug Program after a deductible (paid in quarterly installments) has been satisfied.  The deductible is based on family net income.  Once this has been satisfied, households must pay up to $2.00 for each prescription
  • Full coverage for Injectable Cancer drugs and other serious conditions, such as cystic fibrosis, transplant drugs, etc.; is available through the New Drug Funding program if an individual qualifies
  • Effective January 1, 2018 Ontario introduced OHIP+. Coverage under OHIP+ is automatic for children and youth under the age of 25. OHIP+ is first payer for eligible medications under the Ontario Drug Benefit (ODB) formulary for residents without private drug coverage
    • As of July 2018, the new Ontario government has indicated there will be changes made to OHIP+ in the near future. To date there have been no changes made or further announcements as to when this will occur


  • Coverage for in-province land and air ambulance when medically necessary. Patient is responsible for a $45 co-payment. Some exceptions apply.

Dental benefits

  • No coverage for routine or major services (i.e. cleanings, fillings, extractions, endodontics, periodontics, crowns, bridges, dentures, etc.)
  • No coverage for treatment of accidental injury to teeth
  • Coverage for services provided by a dental surgeon, for specific procedures performed in hospital only

Vision care

  • No coverage for glasses or contact lenses
  • Coverage for one eye exam every 12 months for residents under age 20 and under and for residents aged 65 and over
  • Coverage for one major eye exam every 12 months for persons age 20 to 64 who have medical conditions requiring regular eye examinations
  • Coverage for routine eye examinations once every two years for residents receiving assistance under the Ontario Disability Support Program, Ontario Works or the Family Benefits Program


  • Coverage for standard ward rooms only


  • No coverage for chiropractor, psychologist, massage therapy or naturopath services.
  • Coverage for podiatrist services up to an annual maximum of $135. An additional $30 per plan year is available for x-rays
  • Coverage for speech therapy services when performed in hospital only
  • Coverage for physiotherapy for seniors aged 65 and over, individuals age 19 and under and individuals of any age needing physiotherapy after being hospitalized

Hearing aids

  • Coverage under the Assistive Devices Program. Individual must apply for assistance

Nursing benefits and home care

  • Some coverage based on need

Medical supplies

  • Some coverage under the Assistive Devices Program such as the cost of insulin pumps and related ongoing supplies for Type 1 diabetics who are 18 years of age and under.  Individual must apply for assistance
  • Coverage through The Assistive Devices Program (ADP) for the full cost of insulin pumps for adults who qualify and are age 19 and over. In addition, an annual grant of $2400 (paid out in units of $600, quarterly) is provided to approved individuals for related supplies 

Accidental death and dismemberment

  • No coverage.

Out of country

  • Coverage for emergencies only. In-patient services are covered up to $400 per day for higher-level hospital care and up to $200 for any other kind of medical care.

These highlights from the Ontario Health Insurance Plan are for general reference only and are subject to change, corrections and updates. Other government programs may also be available. For more information on the latest coverage details, contact the Ontario Health Insurance Plan:

Phone: 416-314-5518

Toll free in Ontario: 1-800-268-1154

TTY: 1-800-387-5559

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Updated: December 2018