Barista serves a woman in a cafe

VRSPs are available to employees working for small- to medium-sized businesses in Quebec that don’t currently offer the possibility of contributing to a retirement savings plan through payroll deductions. All Quebec employers that don’t offer an RRSP or RPP, and have five or more eligible employees, are required to offer a VRSP. Employers with fewer than five eligible employees have the option of providing a VRSP, but aren’t required to do so.

Details are subject to change, and will be determined by provincial legislation in Quebec.

For more information and current updates, visit our VRSP site Opens in a new window.