Barista serves a woman in a cafe

VRSPs are available to employees working for small- to medium-sized businesses in Quebec that don’t currently offer the possibility of contributing to a retirement savings plan through payroll deductions. All Quebec employers that don’t offer an RRSP or RPP, and have five or more eligible employees, are required to offer a VRSP. Employers with fewer than five eligible employees have the option of providing a VRSP, but aren’t required to do so.

Details are subject to change, and will be determined by provincial legislation in Quebec.

For more information and current updates, visit our VRSP site.