A young, happy family enjoying each other's company around the kitchen table.

What is it?

If you don’t have coverage under a group benefits plan, or you’re losing coverage, an individual health plan can help ensure you and your family have access to prescription drug, dental, hospital, vision, paramedical and ambulance services. Better yet, these plans have no termination age.

How does it work?

Individual plans cover you and your family for many of the services not covered by your provincial health care plan. In fact, coverage provided is similar to that of a group benefits plan. There is a choice of plans to suit your needs and coverage is guaranteed.

How will it benefit me?

You’ll have coverage for unexpected medical expenses.

Prescription medications can be expensive. Our plans provide comprehensive coverage.

Unlike many other individual health insurance plans, there’s no overall lifetime plan maximums.

Pre-existing medical conditions don’t disqualify you for coverage.

Applying for benefits is fast and easy. There’s no medical examination required so you can be approved for your policy within minutes.

PlanDirect: Health Insurance for Individuals and Retirees

As Canadians, we are fortunate to have universal health care, but without group benefits, or upon retirement, some services like dental, drugs, health benefits, and travel insurance may not be covered. We can help you get the coverage you need with PlanDirect from Great-West Life.

Talk to an expert

Not feeling confident in your finances? You can talk to one of our financial security advisors who will work with you to craft a financial plan tailored to your needs.

Contact an advisor